Company bikes

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A company bike is a bicycle leased by an employer for an employee, which may also be used for personal leisure time.

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Offering a bike benefit doesn't require much from the employer, but it has significant positive impacts on staff health, exercise habits, alertness, and productivity. In today's competitive job market, building a positive employer image is crucial - incorporate company cycling into your strategy. Request more information from us on providing company bikes for your staff.

We collaborate with the company bike providers listed above. Get to know them, select the most suitable partner for your company, and let's get the wheels rolling!

Tax-free fringe benefit

Calculate your benefit

Select the price of the bike including accessories, your monthly salary, and how your employer offers the bike benefit.

2 000 โ‚ฌ 2 200 โ‚ฌ/month

Yleensรค pyรถrรคetu tarjotaan osana palkkaa, jolloin pyรถrรคedun arvo (100 โ‚ฌ/kk) vรคhennetรครคn bruttopalkastasi. Tyรถnantaja voi tarjota pyรถrรคedun myรถs kokonaan tai osittain palkan pรครคlle. Tarkista kรคytรคntรถ tyรถnantajasi pyรถrรคetupolitiikasta.

Kokonaiskustannus lunastettuna
1 740 โ‚ฌ 2 000 โ‚ฌ
Sรครคstรถsi
13 % 260 โ‚ฌ
Vuokra-aika
24 kk
Vรคhennykset bruttopalkasta
2 400 โ‚ฌ
Pyรถrรคedun vaikutus tuloveroihin
-760 โ‚ฌ
Pyรถrรคn lunastushinta lopuksi (5%)
100 โ‚ฌ

Tarkemmat tiedot

Verovapaan pyรถrรคedun palkasta vรคhennettรคvรค osuus piententรครค verotettavia tulojasi, joiden perusteella veroprosenttisi mรครคritetรครคn. Pyรถrรคedun sรครคstรถ syntyy, kun veroprosenttisi pienenee ja maksat vรคhemmรคn tuloveroja.

Verotettava tulo ilman pyรถrรคetua
2 200 โ‚ฌ/month
Veroprosentti ilman pyรถrรคetua
11,2 %
Tulovero ilman pyรถrรคetua
246,14 โ‚ฌ/month
Verotettava tulo pyรถrรคedun kanssa
2 100 โ‚ฌ/month
Veroprosentti pyรถrรคedun kanssa
10,2 %
Tulovero pyรถrรคedun kanssa
214,46 โ‚ฌ/month
Pyรถrรคedun vaikutus tuloveroon
-31,68 โ‚ฌ/month
  • Laskuri olettaa, ettรค kuukausipalkkasi vastaa tulojasi verotuksessa. Mikรคli sinulla on merkittรคviรค verovรคhennyksiรค, niin huomioi nรคmรค kuukausipalkassa.
  • Veroprosenttiarviot on laskettu keskimรครคrรคisellรค kunnallisveroprosentilla kirkollisverovelvolliselle henkilรถlle.
  • Tarkalla kunnallisveroprosentilla tai kirkollisverovelvollisuudella ei ole vaikutusta veroprosentin muutoksen suuruuteen.
  • Sรครคstรถ maksetuissa veroissa lasketaan vertaamalla maksettavia veroja ennen ja jรคlkeen pyรถrรคedun kรคytรถnottoa.

Ostopaikan ja pyรถrรคn voit valita vapaasti ja hankintahinnaksi katsotaan aina valitsemasi toi neuvottelemasi hinta alennuksineen.

Pyรถrรคn kuukausivuokra on aina 100 โ‚ฌ/kk (sis. alv 24%), joka sisรคltรครค pyรถrรคn lisรคksi aina kattavan vakuutuksen sekรค rahoituksen kustannukset. Tรคstรค syystรค vuokra-aika ei ole suoraan pyรถrรคn hankintahinta jaettuna sadalla eurolla, vaan joitain kuukausia tรคtรค pidempi. Kaikissa laskelmissa kaikki pyรถrรครคn liittyvรคt kustannukset on jo valmiiksi huomioitu, joten sinun ei tarvitse nรคitรค erikseen laskea.

Pyรถrรคn hankintahinta varusteineen
2 000 โ‚ฌ
Vuokra-aika
24 kk
Vรคhennys bruttopalkasta (kuukausivuokra)
100 โ‚ฌ/month
Vรคhennykset bruttopalkasta yhteensรค
2 400 โ‚ฌ

Laskelma olettaa, ettรค lunastat pyรถrรคn itsellesi sopimuskauden pรครคtteeksi ja huomioi pyรถrรคn lunastuksen hinnan, joka on 5 % pyรถrรคn alkuperรคisestรค hankintahinnasta. Sรครคstรถรค verrataan aina tilanteeseen, jossa ostaisit saman pyรถrรคn samalla hinnalla ilman pyรถrรคetua.

Vรคhennykset bruttopalkasta yhteensรค
2 400 โ‚ฌ
Pyรถrรคn lunastushinta (5%)
100 โ‚ฌ
Pyรถrรคedun vaikutus tuloveroihin; ?>
-760 โ‚ฌ
Kokonaiskustannus lunastettuna; ?>
1 740 โ‚ฌ
Sรครคstรคt VM Sport Pyรถrรคedulla; ?>
260 โ‚ฌ

Latest from

Effortless company cycling


Since the bike benefit was introduced at the beginning of 2021, company cycling has not only gained media attention even in mainstream media but has also grown exponentially in popularity. What is it all about? A company bike is a bicycle leased by an employer to an employee, which may be used legally during personal leisure time as well. Using the bike benefit doesn't obligate the employee to cycle for all commutes nor does it affect other benefits or compensations.

Why a company bike from VMSport?

Our company bike partners specialise in providing company bikes. They manage all tasks related to the acquisition and management of company bikes, so no extra tasks arise for the employer. We partner with most companies in Finland offering company bike acquisition and management services, providing you and your employer with the option to choose the best partner.

Effortless company cycling


For employees, a company bike offers the opportunity to acquire a high-quality bike at a very affordable price. There is no need for upfront payment, as its taxable value is deducted from the salary monthly. If desired, the employee can purchase the bike for themselves with a predetermined percentage of the purchase price. Different service providers may have variations in agreements, but often the purchase is possible for about 5% of the purchase price.

Where do the savings come from?

Because the bike benefit is a tax-free fringe benefit for employees, you don't have to pay taxes on the portion of the salary covered by the bike benefit. The common practice to utilize this benefit is that the employee withholds the taxable value of the bike benefit from the salary, which also reduces your income by the same amount as the taxable value. And when your taxable income decreases, so does your tax rate. Your salary level affects the advantage you gain from the bike benefit. By purchasing the bike after the lease period, the average Finnish employee saves around 20-25% of the purchase price compared to a scenario where the bike was bought directly without the benefit.

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