{"id":39990,"date":"2024-11-26T14:32:52","date_gmt":"2024-11-26T12:32:52","guid":{"rendered":"https:\/\/vmsport.fi\/?page_id=39990"},"modified":"2026-02-23T12:22:22","modified_gmt":"2026-02-23T10:22:22","slug":"funding","status":"publish","type":"page","link":"https:\/\/vmsport.fi\/en\/rahoitus\/","title":{"rendered":"Funding"},"content":{"rendered":"
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Vmsport financing - The easiest way to buy a new bike!<\/h3>\n\n\n\n
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With Vmsport's Resurs Bank solution you can now get up to 12 months of interest-free payment time, and there's also a low-interest option available with a longer payment period of 36 months. You can conveniently take advantage of the financing directly from our webshop by choosing the Resurs Bank 12 or 36 month option as your payment method.<\/p>\n\n\n\n

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Read more<\/a><\/div>\n<\/div>\n<\/div>\n\n\n\n
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The bike of your dreams is now closer than ever.
VMSPORT's flexible Zaver Single Payment makes buying a bike easier and safer than ever before. You get the bike right away and pay for it at your own pace - with no interest for up to 36 months.<\/p>\n\n\n\n

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Read more<\/a><\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n\n\n\n
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Buy now, pay later at your own pace. First bill not until next month<\/h2>\n\n\n\n
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Check out the example calculations \u2013
calculations for a bike costing \u20ac2,389<\/h3>\n\n\n\n
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Revolving credit<\/p>\n\n\n\n

Vmsport Resurs Bank account 12 months<\/strong><\/p>\n\n\n\n

Credit amount<\/td>2 389,00 \u20ac<\/strong><\/td><\/tr>
Payment period:<\/td>12 months<\/strong><\/td><\/tr>
standard monthly instalment<\/td>205,78 \u20ac *<\/strong><\/td><\/tr>
Annual interest rate:<\/td>0,00 %<\/strong><\/td><\/tr>
Handling fee:<\/td>0,00 \u20ac<\/strong><\/td><\/tr>
Effective annual interest rate:<\/td>2,90 %<\/strong><\/td><\/tr>
Cost of credit:<\/td>73,70 \u20ac<\/strong><\/td><\/tr>
Total amount payable:<\/td>2 462,70 \u20ac<\/strong><\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n

This product is a revolving credit<\/strong>, minimum credit limit \u20ac2,000<\/p>\n<\/div>\n\n\n\n

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Instalment credit<\/p>\n\n\n\n

Vmsport Resurs Bank account 24 months<\/strong><\/p>\n\n\n\n

Credit amount<\/td>2 389,00 \u20ac<\/strong><\/td><\/tr>
Payment period:<\/td>24 months<\/strong><\/td><\/tr>
standard monthly instalment<\/td>106,24 \u20ac *<\/strong><\/td><\/tr>
Annual interest rate:<\/td>0,00 %<\/strong><\/td><\/tr>
Handling fee:<\/td>0,00 \u20ac<\/strong><\/td><\/tr>
Effective annual interest rate:<\/td>5,81 %<\/strong><\/td><\/tr>
Cost of credit:<\/td>154,10 \u20ac<\/strong><\/td><\/tr>
Total amount payable:<\/td>2 543,10 \u20ac<\/strong><\/td><\/tr><\/tbody><\/table><\/figure>\n<\/div>\n\n\n\n
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Instalment credit<\/p>\n\n\n\n

Vmsport Resurs Bank account 36 months<\/strong><\/p>\n\n\n\n

Credit amount<\/td>2 389,00 \u20ac<\/strong><\/td><\/tr>
Repayment period:<\/td>36 months<\/strong><\/td><\/tr>
standard monthly instalment<\/td>73,06 \u20ac *<\/strong><\/td><\/tr>
Annual interest rate:<\/td>0,00 %<\/strong><\/td><\/tr>
Handling fee:<\/td>0,00 \u20ac<\/strong><\/td><\/tr>
Effective annual interest rate:<\/td>6,04 %<\/strong><\/td><\/tr>
Cost of credit:<\/td>234,50 \u20ac<\/strong><\/td><\/tr>
Total amount payable:<\/td>2 623,50 \u20ac<\/strong><\/td><\/tr><\/tbody><\/table><\/figure>\n<\/div>\n<\/div>\n\n\n\n
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This example requires that the interest rate and costs remain unchanged during the repayment periods stated in the example and that the chosen repayment period is followed. Other use of the credit may result in a higher or lower effective annual interest rate. The minimum monthly instalment under the payment terms may result in a higher monthly instalment than the calculated monthly instalment of the payment option. In this case, the repayment period of the credit will be shortened. Please review the Consumer Credit Information and General Terms relating to the credit agreement, which form the terms of the credit agreement.<\/p>\n<\/div>\n\n\n\n

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General terms for private account and card credits and private loans<\/a><\/span><\/p>\n\n\n\n

Standard European Consumer Credit Information<\/a><\/span><\/p>\n<\/div>\n<\/div>\n<\/div>\n\n\n\n

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How to make the most of Vmsport
Resurs Bank credit<\/h2>\n\n\n\n
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1<\/div><\/div>\n\n\n\n

Option 1: <\/strong>place your order directly in the webshop with the Resurs Bank payment option<\/p>\n\n\n\n

When you place an order in our webshop as normal, we offer you the option at checkout to use Resurs Bank's 12-month and 36-month options directly. Note: If the automatic finance application isn't approved, you can contact us directly to use another financing option.<\/p>\n\n\n\n

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Go to the webshop<\/a><\/div>\n<\/div>\n<\/div>\n\n\n\n
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Option 2:<\/strong> Submit a finance application online in advance<\/p>\n\n\n\n

If you want to submit a credit application before placing your order, you can go to the form via the link below. Once your application has gone through, we'll be notified and will contact you personally within 24 hours regarding your order.<\/p>\n\n\n\n

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Submit a Resurs Bank credit application<\/a><\/div>\n<\/div>\n<\/div>\n\n\n\n
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3<\/div><\/div>\n\n\n\n

Option 3: <\/strong>Apply conveniently by text message \u2013 send a text message:<\/p>\n\n\n\n

12 months interest-free:<\/h5>\n\n\n\n

Send a text message \u201cVMSPORT\u201d to number 18311<\/p>\n\n\n\n

24 months payment period:<\/h5>\n\n\n\n

Send a text message \u201cVMSPORT24\u201d to number 18311<\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n\n\n\n

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Why choose Resurs Bank financing?<\/h3>\n\n\n\n